Commercial property, workers comp, and business insurance calculators. Browse our free business tools below — all calculators are instant, accurate, and require no sign-up.
Commercial Builder's Risk Insurance Calculator — Estimate commercial builder's risk insurance premiums based on project value, construction type, duration, and coverage options selected.
Business Interruption Insurance Calculator — Estimate business interruption coverage needs based on annual revenue, fixed expenses, extra expense projections, and restoration period.
Business Owner's Policy (BOP) Cost Calculator — Estimate BOP insurance costs and compare bundled vs separate GL and property policies based on business size, industry, and coverage needs.
Commercial Auto Fleet Insurance Calculator — Estimate commercial auto fleet insurance costs based on number of vehicles, vehicle types, driver records, radius, and hired/non-owned auto.
Commercial Property Insurance Calculator — Estimate commercial property insurance premiums based on building value, contents, location, construction type, and fire protection class.
Commercial Umbrella Insurance Cost Calculator — Estimate commercial umbrella insurance premiums based on underlying policy limits, business size, industry risk, and desired excess coverage.
Equipment Breakdown Insurance Calculator — Estimate equipment breakdown (boiler and machinery) insurance costs based on total equipment value, age, type, and maintenance practices.
Experience Modification Rate (EMR) Calculator — Calculate your workers compensation experience modification rate by comparing actual losses to expected losses for your industry class.
Fidelity Bond Cost Calculator — Estimate fidelity bond (employee dishonesty) premiums based on coverage amount, number of employees, industry, and risk controls in place.
Franchise Insurance Cost Calculator — Estimate total franchise insurance costs including GL, property, workers comp, and umbrella based on franchise type and requirements.
General Liability Insurance Cost Calculator — Estimate your general liability insurance premium based on class code, annual revenue, payroll, claims history, and experience modification rate.
Inland Marine Insurance Calculator — Estimate inland marine insurance premiums for equipment, tools, and goods in transit based on total value, equipment type, and transit risk.
Surety Bond Cost Calculator — Estimate surety bond premiums for performance, bid, payment, and license bonds based on bond amount, bond type, and credit/financials.
Workers Comp Payroll Audit Estimator — Estimate your workers compensation audit adjustment by comparing estimated vs actual payroll, class rates, and EMR to predict audit results.
Workers Compensation Premium Calculator — Calculate workers compensation insurance premiums using payroll, class code rates, and experience modification rate (EMR) factors.