Texas Overtime Calculator

Calculate Texas overtime pay with FLSA time-and-a-half rules, federal tax only (no state income tax), FICA, and compare TX tax advantage to other states.

About the Texas Overtime Calculator

Texas is one of nine states with no state income tax, making overtime pay significantly more valuable compared to states like California or New York. When you work overtime in Texas, you keep every penny of the state-level tax savings. For workers earning $80,000+ in overtime-heavy industries like oil & gas, construction, and healthcare, this amounts to thousands of dollars per year in additional take-home pay.

Texas follows federal FLSA overtime rules requiring 1.5× pay for non-exempt employees working over 40 hours per week. Unlike some states, Texas does not have additional state-level overtime protections — it relies entirely on federal law. However, the absence of state income tax means your effective marginal rate on overtime is roughly 20-30% (federal + FICA only) versus 30-40%+ in states with income taxes.

This calculator computes your complete Texas overtime pay including FLSA time-and-a-half, federal tax brackets, and FICA — with no state tax to worry about. It includes a comparison showing how much you save versus working the same hours in a state with income tax.

Why Use This Texas Overtime Calculator?

Texas workers keep more of their overtime pay than almost any other state. This calculator shows exactly how much you take home with no state tax burden, and quantifies the annual savings compared to working in income-tax states. Keep these notes focused on your operational context. Tie the context to the calculator’s intended domain. Use this clarification to avoid ambiguous interpretation.

How to Use This Calculator

  1. Enter your base hourly rate or convert from annual salary
  2. Set regular and overtime hours per pay period
  3. Choose your overtime multiplier (1.5× or 2×)
  4. Select pay frequency and federal filing status
  5. Review your gross pay, federal tax, and enhanced Texas take-home
  6. See the state tax savings comparison below

Formula

Overtime Pay = Hourly Rate × 1.5 × OT Hours Gross Pay = (Rate × Regular Hours) + Overtime Pay Texas State Tax = $0 (no state income tax) Federal Tax = standard IRS brackets FICA = 7.65% (SS 6.2% + Medicare 1.45%)

Example Calculation

Result: $1,375/week gross, ~$1,095 net

$25/hr × 40h = $1,000 regular + $37.50/hr × 10h = $375 OT = $1,375/week gross ($71,500/yr). No TX state tax! Federal ~$7,700 + FICA ~$5,470 = ~$13,170 total tax. Net ~$58,330 vs ~$54,755 in a 5% state tax state.

Tips & Best Practices

Practical Guidance

Use consistent units, verify assumptions, and document conversion standards for repeatable outcomes.

Common Pitfalls

Most mistakes come from mixed standards, rounding too early, or misread labels. Recheck final values before use. ## Practical Notes

Use this for repeatability, keep assumptions explicit. ## Practical Notes

Track units and conversion paths before applying the result. ## Practical Notes

Use this note as a quick practical validation checkpoint. ## Practical Notes

Keep this guidance aligned to expected inputs. ## Practical Notes

Use as a sanity check against edge-case outputs. ## Practical Notes

Capture likely mistakes before publishing this value. ## Practical Notes

Document expected ranges when sharing results.

Frequently Asked Questions

Does Texas have overtime laws?

Texas follows federal FLSA overtime rules. Non-exempt employees must receive 1.5× their regular rate for hours over 40/week. Texas does not have additional state overtime protections.

Why is no state tax such a big deal for overtime?

In states with 5-10% income tax, overtime is taxed at your marginal rate including state tax. In Texas, that layer is completely eliminated, saving $2,000-$7,000+ annually depending on overtime hours and income.

What is the Texas minimum wage?

Texas follows the federal minimum wage of $7.25/hour. However, market wages are typically much higher — average hourly earnings in Texas exceed $30/hour in most metropolitan areas.

Are salaried workers in Texas exempt from overtime?

Only if they meet FLSA exemption criteria: paid at least $684/week ($35,568/year), paid on salary basis, and perform exempt duties (executive, administrative, professional, or computer). Use this as a practical reminder before finalizing the result.

Does Texas have any other taxes that offset no income tax?

Texas has higher property taxes (average 1.6-1.8%) and 6.25% state sales tax (8.25% with local). However, for wage earners, these don't directly reduce overtime pay like income tax would.

Is Texas or Florida better for overtime workers?

Both have no state income tax. Texas has higher property taxes but no estate tax. Florida has lower property taxes but charges 6% sales tax. For pure overtime, they're equivalent — both keep more OT pay.

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