Affordability, closing costs, and home purchase tools. Browse our free home buying tools below — all calculators are instant, accurate, and require no sign-up.
3x Rent Calculator — Calculate if your income meets the 3x rent rule. Compare 30% rule, 25% rule, and 50/30/20 budgets with income qualification tables and housing affordability analysis.
Home Appreciation Calculator — Estimate future home value and equity growth over time. Calculate ROI, leveraged returns, and compare appreciation rate scenarios with year-by-year breakdowns.
Car Lease Calculator — Calculate monthly car lease payments. Break down depreciation, finance charges, and taxes with money factor comparison, term analysis, and due-at-signing totals.
Cash-to-Close Calculator — Calculate total cash needed at closing including down payment, closing costs, prepaids, and credits. Get an itemized breakdown of all cash-to-close components.
Closing Costs Calculator — Estimate your home closing costs with an itemized breakdown. Calculate origination fees, title insurance, appraisal, taxes, and prepaid items for your home purchase.
CLTV Calculator — Calculate combined loan-to-value ratio with multiple mortgages, HELOCs, and liens. Check lending eligibility, PMI thresholds, and equity position with property value scenarios.
Down Payment Calculator — Calculate your down payment amount for any home price and percentage. See PMI thresholds and a savings timeline to reach your target.
Fixed Asset Turnover Calculator — Calculate how efficiently a company uses fixed assets to generate revenue. Compare industry benchmarks, analyze capital intensity, and model investment impact on turnover ratios.
Home Equity Calculator — Calculate your home equity based on current value and remaining mortgage balance. See equity projections with appreciation over 1–10 years.
Lease Calculator — Calculate total lease costs with annual escalation, per-sqft pricing, NNN expenses, and move-in costs. Compare escalation scenarios with year-by-year rent breakdowns.
LTV Calculator — Calculate loan-to-value ratio for your mortgage. Check PMI requirements, compare loan programs, and see how property value changes affect your equity and LTV.
Mortgage Tax Deduction Calculator — Estimate tax savings from the mortgage interest deduction. Compare standard vs itemized deductions with the $750K/$1M mortgage limit applied.
Net Effective Rent Calculator — Calculate true monthly rent after free months and concessions. Compare apartments with different incentive packages and see which deal saves you more over the full lease.
Prorated Rent Calculator — Calculate prorated rent for partial-month move-ins or move-outs. See daily rates, due-at-signing totals, occupancy calendars, and compare proration methods.
Receivables Turnover Calculator — Calculate accounts receivable turnover ratio and days sales outstanding (DSO). Analyze collection efficiency, bad debt rate, and cash flow impact with industry benchmarks.
Rent Calculator — Calculate total monthly rent costs including utilities, insurance, and parking. Compare affordability by income, analyze $/sqft, and see roommate savings breakdowns.
Rent or Buy Calculator — Compare renting vs buying a home over any time period. Model mortgage costs, appreciation, investment returns, and tax benefits to see which builds more wealth.
SaaS LTV Calculator — Calculate SaaS customer lifetime value, LTV:CAC ratio, CAC payback period, and net revenue retention. Includes cohort survival analysis and churn sensitivity.
Total Asset Turnover Calculator — Calculate total asset turnover ratio with DuPont analysis breakdown, industry benchmarks, revenue targets, and asset sensitivity modeling for financial analysis.