Break-even, margins, ratios, cost of capital, and capital budgeting tools. Browse our free business finance tools below — all calculators are instant, accurate, and require no sign-up.
Accounting Profit Calculator — Calculate accounting profit with full income statement breakdown — gross profit, EBITDA, operating profit, EBT, and net income with margin percentages.
Accumulated Depreciation Calculator — Calculate accumulated depreciation using straight-line, double declining balance, sum-of-years digits, or units of production methods with full schedule.
Average Fixed Cost Calculator — Calculate average fixed cost (AFC) per unit, average total cost, break-even units, contribution margin, and see how economies of scale reduce per-unit costs.
Break-Even Analysis Calculator — Free break-even calculator for small business. Find break-even units, revenue, and margin of safety. Visualize your path to profitability instantly.
Cost of Capital Calculator — Free cost of equity and cost of debt calculator using CAPM. Calculate required return on equity with risk-free rate, beta, and market premium. Building block for WACC.
Cost of Doing Business Calculator — Calculate your total business operating costs, minimum hourly rate, break-even revenue, and profit margin. Includes cost breakdown visualization and revenue scenarios.
Current Ratio Calculator — Free current ratio calculator. Measure short-term liquidity by comparing current assets to current liabilities. Includes quick ratio comparison and industry benchmarks.
Days Inventory Outstanding (DIO) Calculator — Calculate days inventory outstanding, inventory turnover, holding costs, and compare against industry benchmarks. Includes sensitivity analysis and efficiency metrics.
Debt-to-Equity Ratio Calculator — Free debt-to-equity ratio calculator. Measure financial leverage by comparing total liabilities to shareholders' equity. Industry benchmarks and risk assessment included.
Depreciation Calculator — Calculate depreciation using 6 methods: straight-line, double declining, sum-of-years, units of production, MACRS 5-year, and MACRS 7-year with full schedules.
EBITDA Calculator — Free EBITDA calculator. Compute earnings before interest, taxes, depreciation & amortization. Show EBITDA margin, compare industry multiples, and value your business.
Economic Profit Calculator — Calculate economic profit by subtracting both explicit and implicit (opportunity) costs from revenue. Compare accounting vs economic profit and assess value creation.
Ending Inventory Calculator — Calculate ending inventory using FIFO, LIFO, or weighted average methods. Compare COGS across costing methods and analyze inventory turnover metrics.
Economic Value Added (EVA) Calculator — Free EVA calculator. Measure true economic profit after deducting the cost of all capital. Determine whether a company creates or destroys shareholder value.
Internal Rate of Return (IRR) Calculator — Free IRR calculator. Compute the Internal Rate of Return for any cash flow series. Compare IRR to WACC for investment accept/reject decisions with NPV cross-check.
Financial Leverage Calculator — Free financial leverage calculator. Compute the Degree of Financial Leverage (DFL), analyze how debt financing amplifies returns, and assess risk-reward tradeoff of capital structure.
NPV for Projects Calculator — Free net present value calculator for capital budgeting. Evaluate projects with unequal cash flows, compare alternatives, and make accept/reject decisions using NPV analysis.
Net Operating Assets Calculator — Calculate net operating assets (NOA), return on NOA, and NOA turnover. Separate operating from financing activities for cleaner business analysis.
Operating Cash Flow Calculator — Calculate operating cash flow using the indirect method. Includes FCF, cash quality ratio, capex coverage, waterfall visualization, and monthly projections.
Operating Asset Turnover Calculator — Calculate operating asset turnover ratio with DuPont decomposition, capital planning, and industry benchmarks. Measure how efficiently assets generate revenue.
Operating Leverage Calculator — Free operating leverage calculator. Measure the Degree of Operating Leverage (DOL), see how fixed costs amplify profit swings, and analyze sensitivity to revenue changes.
Operating Cash Flow Ratio Calculator — Calculate operating cash flow ratio, cash debt coverage, and interest coverage. Assess whether your business generates enough cash to cover short-term obligations.
Payback Period Calculator — Free payback period calculator. Find how long to recover an investment with simple and discounted payback methods. Compare projects side by side.
Operating Margin Calculator — Free operating margin calculator. Compute operating income as a percentage of revenue, compare to industry benchmarks, and track margin trends over time.
Price to Cash Flow Ratio Calculator — Calculate P/CF, P/FCF, and cash flow yield for stock valuation. Compare price-to-cash-flow vs P/E ratio with implied price scenarios and peer analysis.
Profit Calculator — Calculate gross profit, EBITDA, EBIT, and net profit with margin analysis. Includes profit waterfall, break-even revenue, and sensitivity scenarios.
Profitability Index Calculator — Free profitability index calculator. Measure value per dollar invested, rank capital budgeting projects, and optimize limited investment capital using the PI ratio.
Quick Ratio (Acid Test) Calculator — Free quick ratio calculator. The acid test measures liquidity without inventory. Compare quick ratio to current ratio and see industry benchmarks instantly.
Return on Assets (ROA) Calculator — Free ROA calculator. Measure how efficiently your business uses assets to generate profit. Compare ROA to cost of debt for leverage decisions and industry benchmarks.
Return on Equity (ROE) Calculator — Free ROE calculator with DuPont decomposition. Compute return on equity, break it into margin, turnover & leverage components, and compare to industry benchmarks.
Revenue Calculator — Calculate total revenue from multiple streams with discount/return adjustments. Includes revenue mix visualization, price sensitivity, and stream breakdown analysis.
Revenue Growth Calculator — Calculate revenue growth rate, CAGR, and doubling time. Analyze 5-year trend with YoY breakdown, acceleration detection, and forward projections.
WACC Calculator — Free WACC calculator. Compute weighted average cost of capital from cost of equity, cost of debt, capital structure, and tax rate. Essential for DCF valuation.
Website Ad Revenue Calculator — Estimate website ad revenue from pageviews, RPM, and ad networks. Compare AdSense vs Mediavine vs Raptive with traffic projections and revenue stream analysis.