Farm financial analysis and loan calculators. Browse our free farm business tools below — all calculators are instant, accurate, and require no sign-up.
ARC vs PLC Comparison Calculator — Compare Agriculture Risk Coverage (ARC-CO) and Price Loss Coverage (PLC) program payments to choose the best Farm Bill safety net for your operation.
Crop Enterprise Budget Calculator — Calculate net return per acre for any crop enterprise by subtracting variable and fixed costs from gross revenue. Plan profitable crop budgets.
Crop Insurance Indemnity Calculator — Estimate your crop insurance indemnity payment based on actual yield or revenue versus your guarantee to plan for loss scenarios and cash flow.
Crop Insurance Premium Calculator — Estimate your crop insurance premium based on coverage level, unit type, commodity price, APH yield, and subsidy rates to budget annual insurance costs.
Farm Balance Sheet Calculator — Calculate farm net worth by comparing total assets against total liabilities. Assess the financial health and solvency of your farming operation.
Farm Cash Flow Calculator — Project monthly farm cash inflows and outflows to determine net cash flow and cumulative position. Avoid cash shortfalls with proactive planning.
Farm Current Ratio Calculator — Calculate the farm current ratio by dividing current assets by current liabilities. Assess short-term liquidity and ability to meet upcoming obligations.
Farm Debt-to-Asset Ratio Calculator — Calculate the debt-to-asset ratio for your farming operation to measure financial leverage and solvency. Track exposure to debt risk over time.
Farm Income Statement Calculator — Calculate net farm income from gross revenue, government payments, operating expenses, depreciation, and interest. Measure annual farm profitability.
Farm Working Capital Calculator — Calculate farm working capital by subtracting current liabilities from current assets. Measure the cash cushion available for your farming operation.
Operating Loan Interest Calculator — Calculate interest cost on a farm operating loan using average outstanding balance, interest rate, and loan term in months. Budget your borrowing cost.
Prevented Planting Payment Calculator — Estimate your prevented planting insurance payment when weather or disasters prevent timely planting, based on APH, coverage, and PP payment factors.
USDA Farm Loan Eligibility Calculator — Check your eligibility for USDA Farm Service Agency direct and guaranteed farm loans based on net worth, farming experience, and financial criteria.